Editorial methodology — UPIBroker
How UPIBroker verifies, sources and updates its uPI as a funding rail for trading platforms — what NPCI and RBI actually permit. coverage. Primary sources, fact-checking process, and editor accountability.
Primary sources we read
Coverage on UPIBroker is grounded in primary-source documents — not other people's blog posts. The sources we cite include:
- DFSA (Dubai Financial Services Authority) public register
- FSRA (ADGM Financial Services Regulatory Authority) firm lookups
- SCA (UAE Securities and Commodities Authority) license database
- CMA Kuwait, CMA Oman, QFCRA Qatar and CBB Bahrain regulator portals
- SAMA (Saudi Central Bank) public bulletins
- LBMA gold price fixings and DGCX (Dubai Gold and Commodities Exchange) settlement data
- broker Terms of Service, Client Agreements, and most-recent audited PDFs
- RBI master directions on UPI and payment systems
- NPCI UPI circulars
- SEBI intermediary database
How we verify a claim before publishing
Before a piece is published on UPIBroker, the editor runs the following checks:
- We cross-reference license claims against the regulator's own database — not the broker's marketing page.
- We read the Client Agreement and the Order Execution Policy line by line, including the appendices that govern Islamic (swap-free) accounts and overnight rollovers on commodity CFDs.
- We track Gulf session liquidity through DGCX and LBMA fixings, not retail chart screenshots.
- UPI funding claims are checked against NPCI and RBI rules — UPI is regulated, not a workaround.
How we keep coverage current
Regulator pages, broker T&Cs and platform behaviour change. We re-check each significant article at least quarterly, and immediately when a regulator publishes a new circular or a broker materially changes its Client Agreement. The 'last updated' date on each article reflects the most recent verification pass — not the original publish date.
Affiliate relationships and editorial line
UPIBroker may earn affiliate commissions when readers open accounts through links on the site. Pages such as Privacy, Terms and this methodology page do not carry affiliate links. Reviews disclose affiliate relationships inline. Commercial relationships do not change the editorial conclusion — when a broker or platform fails verification, that is reported regardless of any partnership.
Editor and accountability
Rohan Shah is the editor of record. The editor is publicly contactable and maintains a profile at /about-author. Corrections requests are answered in writing.